Credit Cards & Shoes

A responsible person uses credit only in case of emergency.  It’s the fiscally responsible thing to do.  Credit cards can get a lot of people into a lot of trouble, therefore it is suggested that if at all possible, they should be used strictly for “get out of a jam” situations.  Situations such as a car break down, flooded basement, medical emergencies, etc.  I found myself in a similar situation last week where it was imperative I use a credit card.  The emergency was a “shop so I don’t hang out with my ex boyfriend” emergency.  Thank god for credit because this was definitely a disaster averted situation: